Lubbock Christian University (LCU) offers flexible payment plan options to help students and families manage educational expenses. By enrolling in a payment plan, students agree to the terms and conditions outlined below.

Payment Plan Options

1. Online ACI Plan
   • Set up through your student portal.
   • Automatically drafts monthly payments from your chosen payment method.
   • A $62 startup fee applies.
   • Available for Fall and Spring semesters only.
2. In-Office Plan
   1. Set up through the Student Business Office.
   2. Automatically drafts monthly payments from your checking account on the 15th of each month.
   3. A small down payment is required to get started, which is applied directly to your account balance.
3. Extended In-Office Plan
   1. Similar to the In-Office Plan, but extended over a 36-month period.
   2. Automatically drafts monthly payments from your checking account on the 15th of each month.
   3. A small down payment is required to enroll.
   4. While on this plan, students are not eligible to register for future semesters until the balance is paid in full.
4. Lump Sum Agreement
   1. Allows students to pay their balance in one scheduled payment.
   2. A 10% down payment is required at setup.
   3. The remaining balance is automatically drafted on December 15 (Fall semester) or May 15 (Spring semester).

Payment Plan Adjustments

• The University regularly reviews student accounts to ensure payment plans cover all applicable charges.
• If an account balance changes due to financial aid adjustments, enrollment changes, or additional charges, payment plans may be updated accordingly.
• Plans may be increased by up to $100.00 without prior notification.
• Increases greater than $100.00 will be communicated to the student via their LCU email address.

Missed or Failed Payments

• Missed payments may result in a late fee and a financial hold on the student’s account.
• Multiple failed drafts or missed payments may lead to the cancellation of the payment plan.
• If a plan is canceled, the entire remaining balance will become immediately due.

Account Monitoring

• Students are responsible for regularly checking their Student Payment Portal to confirm that payments have processed and balances are accurate.
• Any discrepancies should be reported to the Student Business Office as soon as possible.

Modifications and Cancellations

• Students may request changes to their payment plan by contacting the Student Business Office before the next scheduled draft.
• The University reserves the right to cancel or modify a plan if the account becomes delinquent or is not maintained in good standing.

Communication

• Official notifications related to billing, payment plan changes, and account balances will be sent to the student’s LCU email address.
• It is the student’s responsibility to monitor their LCU email for updates regarding their account.

Agreement to Terms

By enrolling in a payment plan, the student acknowledges that they have read, understood, and agree to the terms and conditions outlined in this policy.